PROSPERITY
TOGETHER
Oxford – Whole-of-Market Advice. Offering personal
mortgage advice tailored to your needs across Oxfordshire.
Welcome!
As an independent mortgage broker in Oxford offering whole-of-market advice, we provide personalised support and access to a wide range of lenders across the UK. From mortgages for those with complex credit histories to let to buy options and solutions for the self-employed, we simplify the journey and make the whole process as straightforward and stress-free as possible.

What Our Clients Say


Why Choose Viking Mortgages?
Independent, Whole-of-Market Advice
We’re not tied to any one lender. As an independent mortgage broker, we offer whole-of-market advice and search across most lenders available in the UK market — from high-street banks to specialist providers. Our goal is to help you find the right mortgage solution at the most suitable rate for your circumstances.
Oxford-Based — Serving Clients Across the UK
Whether you’re in Oxfordshire or anywhere else in the UK, we provide professional, personal mortgage advice tailored to your circumstances. With over 15 years of experience and a genuine one-to-one approach, we’re small enough to care about every client and skilled enough to help with even the most complex cases — wherever you are in the UK.
Regulated & Experienced
With over 15 years of experience, we are CeMAP-qualified Mortgage and Protection Advisers offering trusted, professional guidance backed by a thorough understanding of the mortgage market and lender criteria. Regulated by the Financial Conduct Authority, we provide clear, tailored advice built on integrity and expertise.
Our Viking Mortgage Services
Residential Mortgages
- First-Time Buyer Mortgages
- Remortgages
- Interest-Only Mortgages
- Debt Consolidation
Buy To Let Mortgages
- Buy-to-Let for Individuals
- Buy-to-Let for Limited Companies
- HMO Mortgages
- Let-to-Buy
Specialist Mortgages
- Self-Employed
- Development & Refurbishment Finance
- New Build Mortgages
- Second-Charge Loans
- Bridging Loan
- Commercial
Residential Mortgages
Remortgages & product transfers
Interest-only & debt consolidation
Adverse credit mortgage options
Later life lending & equity release referrals
Buy To Let Mortgages
HMOs, corporate lets & student accommodation
Let-to-buy mortgage options
Competitive buy-to-let rates sourced from across the whole of market
Specialist Mortgages
Expat mortgages & refurbishment finance
Development finance & new build loans
Second-charge mortgage solutions These are new additions we would like to include Commercial' and 'Bridging Loans
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages and commercial mortgages. Your buy-to-let property may be repossessed if you do not keep up repayments on your mortgage. We may charge a fee for our services up to £199, payable on application. Viking Mortgages is a trading style of Torild Bastien, who is an Appointed Representative of Ingard Financial Ltd, which is authorised and regulated by the Financial Conduct Authority No 450731.
Insurance

Protection Insurance
Our experienced mortgage and protection advisers tailor each policy to your unique situation. We compare providers and ensure you get a cost-effective plan that gives you peace of mind and helps protect the people who matter most.
Looking for help with your protection plan? We’re here to offer honest, independent advice based on what is right for you.

Buildings & Contents Insurance
About Tori Bastien CeMAP

Tori Bastien CeMAP
Helping Oxfordshire Clients Navigate Their Mortgage Journey
Whether you’re searching for a trusted mortgage broker, a helpful mortgage calculator, or someone to guide you through your options, we’re here to support you.
Book a free consultation today with a friendly, independent mortgage adviser based in Oxfordshire.
Land Line
01865 582303
Call us
07919 533850
tori@vikingmortgages.co.uk
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
Links to Organisations for Help and Support:
- Oxfordshire Estate & Property Management – Oxfordshire-based specialists in property management, short-let and Airbnb hosting, supporting landlords and homeowners with guest management, property care, staging, rental optimisation, and tailored property management services – Link: https://oxfordshireestateproperty.co.uk/
- The Financial Ombudsman Service – The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit https://www.financial-ombudsman.org.uk/
- Turn2Us – National charity that provides financial support. The website also has a benefits calculator – Link: https://www.turn2us.org.uk/
- Citizens Advice – National – Free, confidential, and independent advice on many different subjects such as benefits, work debt, money housing and family law – Link: https://www.citizensadvice.org.uk/
- Money Helper – National – Free impartial for advice on pensions, debt, and managing your money – Link: https://www.moneyhelper.org.uk/
Please be aware that by clicking onto the above links you are leaving the Viking Mortgage website
Please note that Viking Mortgages is not responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Resources
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages and commercial mortgages. Your buy-to-let property may be repossessed if you do not keep up repayments on your mortgage. We may charge a fee for our services up to £99, payable on application. Viking Mortgages is a trading style of Torild Bastien who is an Appointed Representative of Ingard Financial Ltd which is authorised and regulated by the Financial Conduct Authority No 450731.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.











